Cryptographic Settlement Infrastructure Protocol

Offline-capable cryptographic
settlement infrastructure protocol.

GhostPay Mesh is an offline-capable cryptographic settlement infrastructure protocol — creating, transferring, and synchronizing Cryptographic Settlement Promises (CSPs/PLCs) without internet, with later settlement through regulated partners.

The internet fails. Value coordination shouldn't.

Billions of people and businesses are cut off from reliable value transfer every day — at festivals, in transit, during outages, and in developing markets.

Connectivity disruptions create settlement reliability gaps across every industry
High-density environments frequently expose infrastructure connectivity dependency
Offline-capable coordination reduces reliance on continuous connectivity

Three steps. Zero connectivity.

GhostPay Mesh uses Cryptographic Settlement Promises (CSPs) to enable offline-first value coordination without any network connection.

Step 01

Create

Generate Cryptographic Settlement Promises (CSPs) offline. Each CSP is signed, timestamped, and bound to your device.

Step 02

Transfer

Transfer CSPs via QR code, NFC, or Bluetooth. No servers, no internet — pure peer-to-peer cryptographic state exchange.

Step 03

Settle

When connectivity returns, the protocol synchronizes all CSPs and triggers settlement through regulated third-party infrastructure.

Military-grade cryptography.

Every settlement commitment is secured by industry-proven cryptographic algorithms — the same standards used in high-security communications and distributed ledger systems.

Authenticated Encryption

AEAD encryption for payload confidentiality and integrity.

Digital Signatures

Elliptic curve signatures for tamper-proof authentication.

Device-Bound Keys

Keys generated and stored on-device, never transmitted.

Zero-Knowledge Proofs

Prove commitment validity without revealing transaction data.

Built for the real world.

From festival crowds to disaster zones, GhostPay Mesh works where traditional settlement infrastructure fails.

Events & Festivals

Transfer CSPs and coordinate value exchange when cell towers are overloaded.

Travel & Remote

Exchange settlement promises anywhere — planes, ships, rural areas, developing markets.

Emergency Relief

Distribute and coordinate value when infrastructure is down, settling later through regulated partners.

Business Continuity

Never stop coordinating value — even during network outages.

Developer ready. Production proven.

Everything you need to integrate the offline-capable cryptographic settlement infrastructure protocol into your platform.

REST API

Full-featured HTTP API with comprehensive documentation.

Mobile SDKs

Native SDKs for Flutter and React Native.

Protocol Spec

Complete cryptographic protocol specification.

Open Docs

Guides, references, and integration examples.

// Create a Cryptographic Settlement Promise (CSP/PLC) offline
const plc = await ghostpay.createPLC({
  amount: 50.00,
  currency: 'USD',
  recipient: 'recipient_pubkey_hex',
  offlineFirst: true,
});

// Transfer PLC via QR code (offline, peer-to-peer)
const qr = await plc.toQR();

// Synchronizes and triggers settlement via regulated partner when online
plc.onSettle((receipt) => {
  console.log(`PLC settled via partner: ${receipt.id}`);
});

Where we're going.

A clear path from protocol to open network.

Phase 1

Core Protocol

Completed
Phase 2

SDK Ecosystem

Completed
Phase 3

Enterprise Infrastructure

In Progress
Phase 4

AI Agentic Payments

2027
Phase 5

Global Settlement Layer

2028+
Roadmap Estratégico

4 Fases — do MVP ao Protocolo Global

Do lançamento B2C à licença global, cada fase entrega valor real e prepara a próxima.

Current Protocol Status

Real-time view of what's live, in progress, and on the roadmap.

Transparency by default.

We build trust through openness, auditability, and privacy by design.

Status Page

Real-time protocol health and uptime monitoring.

Audit-Ready Ledger

Immutable, verifiable transaction history.

Privacy by Design

Minimal data collection. Maximum privacy.

SOC 2 Roadmap

On track for SOC 2 Type II compliance.

KNOWLEDGE BASE

Frequently Asked Questions

Everything you need to know about the Cryptographic Settlement Promise (PLC/CSP) protocol and the GhostPay Mesh cryptographic infrastructure.

Ask a Question

Our team reviews and publishes answers. Pending questions remain private.

Ready to build on the cryptographic settlement infrastructure?

Integrate the protocol that coordinates value when everything else fails.

Get in Touch

Have a question, proposal, or want to integrate? Fill out the form and our team will respond.